Before you start arranging property viewings, the big question is always “How much can I borrow?” In the past, the answer to this would have been a rule-of-thumb multiple based on your salary, or your joint salaries if you were buying with someone else.
This is where your Mortgage Broker fits in. Although lenders are all bound by the same general principles and criteria, there are slight variations in the way they apply them, so it really pays to work with a Mortgage Broker.
Our knowledge of the market and understanding of the approach adopted by individual lenders means we can help you present your application in the most positive light, to the right lender, saving you time and stress. You may have to pay an early repayment charge to your existing lender if you decide to remortgage.
Our mission is to guide you through the home buying process and give you the peace of mind that you have the right products for your own financial journey. We're with you every step of the way!
We strive every single day to put our clients at the heart of everything we do. However complex or straightforward their situation, we aim to find the right mortgage and insurance products to help them make homes for their families.
Our client reviews demonstrate how highly they rate us and we think we can be justifiably proud of the reputation we are building.
Some of our happiest clients have kindly allowed us to use their pictures here to help you bring their reviews to life. Hopefully you'll trust us with the biggest purchase of your life and we can add your review soon!
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Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you will depend on your circumstances. The fee is up to 1% of the amount borrowed with a typical fee of £499.
Wallace Home Finance is a trading name of Wallace Home Finance Ltd is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Wallace Home Finance Ltd. Registered Office: Airedale House, Kirkstall Road, Leeds, England, LS4 2EW. Registered in England Number: 10549264. Wallace Home Finance Ltd is registered with the Information Commissioners Office reference number - ZA538661 - The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Your calls (voice or video) may be recorded for training or monitoring purposes.
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