Generation Home

Generation Home are a new, Broker only, residential mortgage lender on a mission to transform the housing market. They offer an innovative approach to lending that is able to help first-time buyers, home movers and those looking to remortgage. They have modern, common sense criteria and affordability solutions for boosting your borrowing power and deposit.

Deposit Booster

Deposit boosters help with the deposit in return for a financial interest in the property, the smart alternative to gifting.

Income Booster

Income boosters are immediate family members that help owners borrow more by adding their income to the mortgage. It’s a new spin on something that has been around for a while called Joint Borrower Sole Proprietor mortgages. An income booster can contribute to the monthly payments, building their own stake in the property and further boosting what owners can borrow, or be on standby without even making any payments.

Home Agreement

The Home Agreement enables what they call "dynamic ownership". It provides robust legal protection to each borrower through their mortgage term. It’s a real-time alterative to a traditional Deed of Trust and unique to Generation Home.