Step 1
We ask you the basics of what you're think about, it's up to you how much information you provide
Our AI powered Mortgage Finder asks a series of calculated questions that help us to shortlist the most suitable mortgage for you. We've made this process as simple as possible through easy, bite-sized questions
Step 2
We search through more than 10,000 mortgage products from a vast number of lenders.
Once we have enough information about you and your requirements, we'll show you all the mortgage products you could be eligible for, letting you browse at your leisure. The more information you provide, the more appropriate these mortgage products will be for you.
Step 3
It's time to get in touch...
When you are happy with a mortgage you've found, it's time to speak to one of our qualified mortgage brokers. We match you with the most appropriate adviser based on your requirements. Since they already know the information you've provided, it speeds up the process and your mortgage application.
A mortgage is a loan that you take out which is secured against a property that enables you to purchase your home.
The mortgage lender has the option of taking possession of the property and selling it if the mortgage repayments aren't made, to try and recoup any losses it has suffered.
The lender will charge you interest in return for lending you the money. Therefore over the term of the mortgage, you will need to pay the lender interest and repay the amount you originally borrowed fully before the mortgage ends.
Every lender will be different in their approach to what you can borrow and unfortunately there is no set calculation. The actual amount you're eligible to borrow will be determined by the cost of the property you wish to purchase, the size of the deposit you have, and your income and affordability (taking into account your monthly financial commitments and any future commitments) We will match you with a broker who will assess your circumstances and advise how much you will be able to borrow.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you will depend on your circumstances. The fee is up to 1% of the amount borrowed with a typical fee of £499.
Wallace Home Finance is a trading name of Wallace Home Finance Ltd is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Wallace Home Finance Ltd. Registered Office: Airedale House, Kirkstall Road, Leeds, England, LS4 2EW. Registered in England Number: 10549264. Wallace Home Finance Ltd is registered with the Information Commissioners Office reference number - ZA538661 - The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Your calls (voice or video) may be recorded for training or monitoring purposes.
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